3 Credit Reports Credit Scores
2010
How can my three credit scores so different?
I ordered a credit report and score from Experian score 781 (Very comprehensive report) Equifax: score739 (If only 2 in the report and accounts have been closed since 1989 and 1999) TransUnion: 746 Score payment status (The Most of my accounts would be "unclassified" or "without qualification or bankruptcey" I never had a failure and I think that concludes the statement that I have. I did a refinance on my house (to get rid of an ARM) and said he would take the 3 points and among them. I think it is fair for me, because of the two credit reports are not complete. Is it possible you can do the credit bureau completes my file? Maybe send them a copy of my Experian report? Thanks LindaT
They are separate entities and they all have different ways to calculate your score. In addition, all creditors report all credit bureaus. not make a list of all your accounts. If a creditor reports only to Equifax, you can not report to Experian and Trans Union. Nor can Trans Union and Experian list of accounts that were not reported by a creditor.
Credit Scores & Reports : How to Add Good Payment History to a Credit Report
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