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National Recovery Agency collectors liars?

I recently pulled my credit report from all three credit bureaus and a particular negative point that has been there was the recovery of the National Company for recovery of debts. music club Columbia each had to collect the debt me for two cds, they said they had $ 48. I had a change of address and have not received any bills in my new address, but anyway I called National Recovery and told me that if I have to pay more, remove it from my report after 30-90 days. They said they are not a collection agency that eliminates the negative effects their report after to pay. I'm going to believe? I heard they will say anything to collect the debt. I know it's only $ 48, but I think as if they do not pay if I stay in my report for 7 years. B4 I had an experience where I paid my debt and was on my report for 7 years for negative items, all he said the situation has been paid. It did not help increase my score at all.

They make a payment to delete. You can do this with some sort of negotiation with a bill that has a charging time resembled a medical bill or telephone bill. You can not do with installment loans that monthly report cards. Try first contest in their credit reports. Let's say you never received the item you are billing. /

California National Credit Associates http://www.platinumnationalcredit.com