California Credit Reporting Laws

Sep 25
2010

california credit reporting laws
Do state laws have an influence on what appears on the credit reports?

For example, say that California and decided that poor working class families, more prone to damage or apartment with bad credit, it is more likely to be homeless if the negative aspects related credit with the history of income would appear on credit reports so they decide they can not. Would they have the right to adopt a law for residents of California has no nothing to do with history or usefulness of rent specified in a credit report? There will be follow up questions. Please return to the screen. Also, if you have skills in this area, please let me know. Thanks. BABY # 1, What is your experience with this? Thanks.

No. However, if the state wanted to help people in the situation you describe, could pass laws banning the beating as a factor in a rental application. My experience? General Knowledge Reports credit the way you work. The Fair Credit Reporting Act is a federal responsibility, therefore, can not change California. The State can not prevent companies based in other states reporting by default. A credit report is a unique document, when asked the credit bureau that sends requested but not there is no selection or choose what happens, the person granting the credit that determines what is good or bad.

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