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I got a check for $ 7,000 last year but recovered?

Flim someone burned me with a deposit into my account. The bank had to verify the letter from the bank, said that once it is established that the money would go to my account. Well, actually, the money was sent and I spent $ 1,200.00 it. Three weeks later, took the money and told me that we owe the balance. Now my question is, since it was found that the money that is called I need? In addition, I have the letter that the bank has sent me, and the year is very bad, for a couple of years as to when this event occurred. It is on my credit and I do not know where the man. "I can challenge the information in my credit file and have it removed? I have all the documents the bank sent me last year. I understand that I will have to pay if I did something wrong, but I think the bank has made a mistake and so did the man and I'm the one who pays. Help

To spend money they do not, you are the only appeal is against the person who wrote the check stock. You do not give much in the way of details about the settlement of $ 7.000. It was a document? Too good to be right? If so, shame on you for being absorbed by the scam. If it sounds too good to be true, it is. Greed never in the way of a good decision.

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