Charge Off Credit Report Definition

Sep 25
2010

I have a credit card debt that was canceled. The log reports as "Factoring data" account. What it is

What is the legal definition of a data account factoring? I really need a reference line. Thanks!

If your credit card has been canceled and then sold to a junk debt buyer (JDB) is not a factoring account. A factoring account is an account that was not in default when sold. A good example of a factoring account is a loan that was sold to an investor of another. It is against the law JDBS list a profit and loss account as an account factoring but anyway.

A Narrative History of BSD, Dr. Kirk McKusick


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