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2010
time to improve my credit score, this score is to buy a house?
My husband and I have not been more responsible in the way back the last of our credit. We pay all collection accounts to the exclusion to be paid in a month. Our credit cards have been active for over a year no delays in payments. We balence but should have borne fruit in two moths ago. Four credit cards with credit limit only tottal $ 500 each. Most cards have a balence about 50%. payment from the beginning of our debts, we have seen his credit score jumped 10 points in 5 and one or more of the reporting agencies every day. How do you think our score will jump after paying our credit cards and the last collection. Moreover, what is the current score needed to get a good price on a mortgage loan? I saw on TV that is 680, but most sites say 620. I get the same interest rate if my score was 620 compared to 680? Thanks to all who can help!
will certainly not be the same speed or face a 620 against 680. We get paid what you do. if you can, stop carrying balances on everything. and get a savings account to increase your account if you do not. then take another look at your credit score in four months. be a realistic goal of 650 in four months. start search when hitting forloans 650. good opportunity.
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