Credit Report America
2010
I have a credit card from Bank of America recently completed a report on the late payment of my credit card. "I can appeal?
That's what happened. My minimum payment is $ 15. I thought it was $ 14, so I pay $ 14 then $ 1 more reported forward. I used to make payments of $ 20, but then I was short of money. Do you think you can question and took him away? I really dropped my score. If so What is the best way to do this?
Think of it less as a "dispute" on your bank and ask for some leniency. This is not the kind of thing you can argue with a credit bureau as late payment actually occurred (even if it was the result of a misunderstanding). However, you can try calling your bank, saying what happened and asking if they will pardon the end. It was a dollar, after all, and if you have a strong payment history with them in the past (and you have one type of customer service representative), may be able to fix things.
Understanding Your Credit Report- Take Charge America, Inc.
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