Credit Report Canada Equifax
2010
Honda Canada misleading my monthly payments to the credit bureau, what are my options?
Mexico Honda Finance misleading my payments Monthly credit bureau (Equifax) two years ago. I learned about three months after the loan was initiated and alerted Honda Mexico Finance on the subject. They assured me that when corrected. This month he received a copy of my credit report shows that Honda has not corrected the problem. My monthly payment tripled my credit score, which completely my thre relationship over the past two years (mostly my monthly report my income vs. monthly). I have been told repeatedly over the past two years that I could not consolidate other debts because this ratio is too high (above 40% ideal). I consdiering consult an attorney to try to recover some money that consolidation could save. What to reecourse with Honda Canada?
Save legal fees for a moment and try to resolve first with Honda finance. Pull your credit report and the latest issue of the dispute directly with Equifax (TransUnion, and check to be of course). Then send a copy of your credit report and a letter explaining the problem, the effect it had on their personal credit problems Honda has caused financial and giving 30 days to resolve the matter thoroughly (make sure your letter will explain exactly what you intend to take). Send this letter certified mail. Wait 45 days (registered mail takes a little longer), then pull your credit card again. If nothing was done then take a copy of his letter, credit reports and so on with a lawyer and ask them to pursue the case in "Emergency." Worth trying, right? Good lucky
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