Credit Report Dispute Address
2010
Is an input credit report dispute sense here?
A year ago, I asked a store card from a retailer bigger does not realize that was not a member of the board, but a simple credit card. I paid something small (~ 50USD) with the paperwork, but never received an invoice or the actual card to the address shown on the application. I just forgot about it, but when I recently checked my credit report I found all the bright red, killing my score. Is it wise to challenge that, because I never had any document, map or a bill? I mean I think the company never seriously attempted to collect this money and do not see why I should lose my credit score, especially because it is a ridiculous amount low compared with other accounts I bank.
I'm not sure I understand. If you paid for something with the papers when it applies, how is it can make damage to your credit? Or give you instant credit and the rate of about $ 50? In the latter case, there is nothing for you issue. This entry is legitimate. To resolve this problem, submit a letter requesting payment of the collector to eliminate differences – to pay and remove the object. Ask the collection agency authorized agent to sign a copy of your letter indicating acceptance of your offer. To get a signed copy, send a command.
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