CreditReportsSite .com, Credit Reports Info

What should I do to challenge the manner in which the evidence available on my credit report?

I have to write / call the 3 companies and request research? Can anyone give me a detailed explanation of the steps you should take to pursue this matter, perhaps without having to pay someone (a company credit fixed) to do for me? would be very grateful.

You can actually contact the subject (Experian, etc, etc) at no cost and disputes on the phone. Only tell the agent elements that are false, and automatically open an investigation, at no cost to you. There is really no problem and requires some effort on your part to make things happen …

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