Credit Report Example Letters
2010
Old debts and collections?
Uni-fund has filed a complaint against me for an old debt, there are two sections. I know nothing about the debt. The other was something my ex-wife asked when we got married. Do not pay for it. I think the debt has passed the statue of limitation of actions, which are '02. If I go from date of last payment and add 6 years and 6 months has passed. It shows on my credit report as having an activity in a year beyond what it should be. In this case, it is not. I must respond to the papers with the secretary. How do you answer? Is there a letter, for example, who can help me? I thought to respond and request a copy of the original application with signatures on them. And a statement showing the payment history. We have included exhibitions that he was sent to an agency collection to another. I emphasize that I think the statue has expired. The statue is 6 years. My last credit activity 3.1 (January '03) and reported 03.07.
Provide a "response" to the court in which they assert that the limitation period has expired, and the referral of the request for action. You must answer is not the same that do not appear and could win by default. The courts do not usually read this type of response and action continue. You may be required to file a motion to refer to the court. My recommendation is to call the lawyer on the other side and say the action is too old and ask them to take action. if not hire an attorney and seek an order to pay attorney fees. 2. Make a response indicating the limitation period has expired. 3. expected to take the next step. You can avoid some legal costs that way here. Is an example of what you stated in your response AS AND] FIRST AND SO defense [FULL: cause of action plaintiff were not acquired during the six years prior to the commencement of this action. Hope this helps answer your question.
Sample Letter to Attempt to Validate a Debt
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