Credit Report Fraud Reporting
2010
Credit card fraud more likely to affect Sub-50
Persons under 50 years and men in particular are more prone to exposure to credit card fraud or identity theft, according to research Saga credit card, financial site, for the elderly.
Like most under age 50, has multiple credit and debit cards, monitoring of fraudulent activity on your accounts is much more difficult. In addition, young people living in shared accommodation and use of shared mailboxes, may be a victim of fraud is much higher.
It is worrying, the generation younger also seems to adopt a much slower pace compared to the risks of credit card fraud than the previous generation, although, according to APACS, the Credit card fraud and debit cards increased 25 percent last year.
Of those surveyed, 94 percent of your credit card or debit card with 86 percent saying they had up to four cards. In addition, more than half of the participants agreed that all had their card at a time, multiplying the risk of fraud if they lose their wallet.
Those with more cards, more than a fifth (22 percent) 18 to 34 reported using their cards Additional once a year, compared to only 16 percent of other age groups. Long intervals between the card business means that it becomes less obvious if a card used fraudulently.
Only one in 10 cardholders between 18 and 34 keep their cards in a safe place and never get them out if you need to use the highlight the need to protect lost or stolen credit cards.
Among those who had lost one of their cards in the past, only 66 percent of the sentence immediately report the loss, compared with much higher 78 percent over 50 years it took immediate action. The study also found that women are more conservative than men.
In addition, most 18 to 34 years younger would not object if the card was taken out of sight when paying a restaurant or shopping (88 percent), while only half of those over 55 years would let this happen without complaining.
Andrew Goodsell, Chief Executive, Saga Group Ltd commented: "Our study shows a worrying trend that young men are generally less concerned by identity fraud than their older counterparts, and do not take measures to prevent fraudulent activity. "
Recommended: "However, prevention is always better than cure, and we urge everyone to exercise caution when using and delivery of credit cards to strangers, because fraud is increasing. "
About the Author
Ruth is an author of several articles pertaining to Credit Cards. She is known for her expertise on the subject and on other Business and Finance related articles.
Census Information….Scam??
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