Credit Report Georgia
2010
Your access to free credit reports
The Fair Credit Reporting Act (FCRA) requires each national consumer reporting companies – Equifax, Experian and TransUnion – to provide a free copy of your credit report, at your request, once every 12 months.
It is true that you are entitled to a free credit report every 12 months from each of the consumer credit companies nationwide. And consumers who are eligible to receive a report free annual credit report request service, consumers in some states are eligible for a credit report under state law. The following states have laws that make free credit reports available to consumers: Colorado, Georgia, Maine, Maryland, Massachusetts, New Jersey and Vermont.
Commonly called a credit report, what a credit report is really a credit reporting. The credit file disclosure includes a registration of all persons who have received a consumer report about you in a certain period of time. They are often referred to as "research." Disclosure credit file includes some of the information that is not included in a consumer report to talk with another person, such as surveys of businesses to file Offers for pre-approval corporate credit card account or medical information.
A credit report contains information about where you live, how to pay your bills, and if you've been sued, arrested or filed for bankruptcy. companies in the country on the consumption of the sale of information in his report to the creditors, insurers, employers and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.
You also is entitled to a free report if a company takes adverse action against you, like denying your application for credit, employment or insurance. You have up to 60 days to request your report, after a fall. You are also entitled to one free report per year if you are unemployed and plan to seek employment within 60 days if you receive public assistance, or if your report is inaccurate due to identity theft.
For more information, contact your access to reports Free Credit for http://ftc.gov/credit
About the Author
Ben Cortese is a developer and business analyst for the financial industry and enjoys developing and supporting independent websites <a href=”http://www.best-rate-cards.com” target=”_blank”>Apply for credit at best-rate-cards.com</a> Copyright 2007. Article can be reprinted only if unchanged.
GA: Bill Mahoney, Heat Frost and Allied Workers Phone Bank
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