Credit Report Guardian
2010
when i was in iraq i paid off debt and?
some off the debt that i paid off was debt of medical bills from when i was a minor. it is paid in full but my credit report still has that it was deliquent untill i paid it of . my question is even though i paid it off can i have it removed off of my credit report considering i was a juvenile at the time the medical bills were created . i am in the army and i am due to get out soon my credit is ok but i want it to be better so that i can get a good rate on a home loan please help me with this i am in desperate need i also have another question posted regarding a similar issue regarding my credit report stating i owe someone money for home school from when i was 10 years old . is it legal to make a hit on my credit for something that my guardians did not pay. it breaks my heart to see that people do this to me . I am an honest hard working man just trying to raise my family and provide sequrity for them .. any input is better that none at all thanks for viewing
First, get a copy of your credit reports, if you already have one that is less than 60 days old then you need to send a dispute letter to all 3 bureas, there is a generic form you can get online, search the web for “credit dispute forms” you should be able to find a credit report dispute form. On your credit report, each listing that has been paid will have an account number, fill out the dispute form and include all information, the account number showing on your credit report, cancelled check, receipt, and list your reason as paid in full- go straight to the bureas, skip the creditor. If the creditor reporting does not respond or shows inaccurate info, the bureas will remove it from your credit report. Use this form for everything on your credit report and be sure to send each dispute form to each burea. It could also take a reminder letter to get it cleared off, wait at least 60 days before sending a reminder to the bureas, be sure and keep copies of everything you send off. Good luck
Trend Micro Online Guardian for Families
Comment