CreditReportsSite .com, Credit Reports Info

Has anyone had experience with a challenge information on your credit score, causing it to collapse.?

I recently (10 days) sent a letter to each agency disputes some accounts and inquiries on my report. I use to Watch Ratings monitor my score yesterday and I received an alert that the information in my report had changed and my score dropped 20 points. The change in my report noted that consumer issues in dispute questioned validity. "I can say that this decrease with the credit bureau? And if so, how? I do not think I could be penalized for submitting letters of conflict.

They have not been punished for putting in a dispute. This is because the elements of a dispute can not be used to calculate your score. It is as if the elements of controversy do not exist. If your dispute is considered as valid question is permanently removed and your score will be based on the remaining points. In line with the rest of his report, that could actually lower your score. If the item you are in dispute is confirmed in the report of your score is calculated at this point and probably the same era. You can not put in doubt the result, because the score is calculated only from the information in your report.

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