Credit Report Laws Creditors
Sep 25
2010
2010
can a creditor change the date of last acitivity to the date you filed bankruptcy on you credit report.?
once the date was changed the items stays on my repiort longer. I also had an account on my report reflecting the date of last acitvity to be 12-2000 and when the 7 years was reach it came off came back on the following month with the date of last activity changed to my bankruptcy date. is it against the law to change dates and remove items and put them back on.
Yes that is illegal. It’s called reaging and is a violation of the FCRA. They are just asking for a $1000 lawsuit.
Trinity Credit Repair Services
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