Credit Report Phone Numbers
2010
How do I remove a judgement from my credit report after a Chapter 7?
I was discharged from a Chapter 7 in January 2006.
Before i filled, i had a car loan that I was in collections for. The car was in an accident (friend was driving) and was taken to a body shop to be repaired. Long story short, the repairs never happened and I received a notice that the car had been “reposessed”. I soon after received a summons notice in regards to the unpaid debt. I filled the chapter 7 and was told by my attorney that it would be taken care of.
The lender was listed in my schedule D as a secured claim and under section 5 as “Repossessions, foreclosures and returns (because i no longer had the car to “surrender”).
i just pulled my credit report and found 2 sections labeled “judgement” on my credit report.
My attorney is no where to be found. (phone number is disconnected and 411 doesn’t have any new numbers for him).
My question is, can this judgement be removed from my credit report or am i going to be stuck with paying the $9000+ ??
I would get a copy of your credit report from one of the credit bureaus and then dispute the judgement shown on your credit report with the credit bureau. Advise them that this judgement should have been included with your bankrupcy. The credit bureau should be able to do an investigation on your behalf. Hope this helps It is also a good idea to check your credit report with all of the credit bureaus and dispute with each one if required as they do not share any info.
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