Credit Report Questions Creditors
2010
Credit report.question?
I had this credit card that was never activated because I put the wrong phone number on the application. The credit card was put on my credit report that it is a closed account even though the card was never good and never open. I don’t want my future creditors to think I opened up an account and than closed it right away. Can I dispute this with the credit card company or should I leave it alone?
You tried to open it, and regardless of whether or not it was opened, you tried to have it opened. Because it didn’t go thorugh, it’s now labeled as closed regardless of whether or not you actually closed it.
I wouldn’t worry about it. It’s not going to damage your score too much. The fact that it’s not active is the best thing.
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