Credit Report Score Rating Scale
2010
where to get all three credit reports?
ok so i want all three credit scores as well as the actual report i don’t mind paying as Long as i get what im looking for. i am also new to this so it would be my first time getting and reading my scores and report so something that is very user friendly that i can understand like showing me my score and showing a rating scale of what good credit really is. any website help or point in the right direction will help also how often should i check it? whats the deal with freecreditreport.com? some say its good others say it sucks.
There is only one site that is totally free and only one approved by the federal gvt.
annual credit report. com
Check your reports once a year.
First check your reports, make sure everything is in pristine condition.
One in three people currently have errors in their reports.
Note that major lenders like FHA do not look at your scores.
They view your reports in detail and make their own decisions.
So sweat the reports and knowing how to maintain top credit.
Once your reports are in top shape and you’ve done everything to increase your rating like paying off all your credit cards, go to Equifax.com and pay about 8 bucks for your score.
Free credit report has pages of complaints on the BBB.org website. They will charge your credit card fees, even after you try to cancell.
Why pay for something that is free?
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Understanding Credit Report
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