Credit Report Scoring Scale
2010
What is a PLUS credit score (for example 701)?
I use a service through AMEX that keeps me posted about changes to my credit rating. They check the three agencies, but they call it a PLUS Score. What do they mean?
For example:
PLUS Score from TransUnion
This PLUS Score is based on information from your TransUnion credit report.
Your PLUS Score is calculated using the information in your credit report. Since information often differs among your three bureau reports, your PLUS Scores based on those reports will also vary.
Your PLUS Score is: 701 on a scale of 330 – 830. (GOOD)
This should explain it to you.
FICO scores from 300 to 850 and Vantage scores from 501 to 990.
Here is the breakdown for both systems.
Vantage Plus system scores from 501-990.
A-901-990
B-801-900
C-701-800
D-601-700
F-501-600
FICO system scores from 300-850.
Elite-740-& up
Prime-700-739
Preferred-660-699
Standard-625-659
Sub-prime-624-& under
FICO is the only one that matters since it’s the one that all major lenders look at.
Since you say this is a Plus score that means it’s the Vantage system so you would be rated a C.
TrueCredit Holiday Scale 2008
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