Credit Reporting Agencies Dispute Addresses
2010
Can a debt in dispute be reported to a credit agency?
I have legally terminated a contract with a gym due to a move. However they continued to bill me and gave my acount to a collection agency. This agency has refused to accepted any and all documents I can give them as proof of move. They won’t even accept a notorized change of address from the USPS! They are now threatening to report me as delinquint on my credit report, dispite my dispute.
***Ladies: NEVER join Ladies Workout Express or LA Fitness***
If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.
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