Credit Reports By Phone
2010

Is it better to pay off new debts like credit cards instead of old credit card bills,phone bills and the such?
My mom has bad credit soto boost her score would it be better for her to apply for a credit card and use it to her advantage by paying all the bills by the due date. Like will it show on her credit report that she is now more responsible with money then in the past to sum things up and begin to build her credit back up????
What you need to do to get yourself out of credit (we all know it’s not your mom) is to eliminate your biggest debts. Pay what you HAVE to, like rent and phone, then start paying as much as possible on your highest % interest rates. These are almost always credit cards. Try to eliminate as much debt as you can before you try to start building credit. YOu can use a budget to track where your money goes and you can start saving to pay off those big bills. AFTER you’ve gotten rid of some debt, start working on the past due bills. As long as you don’t get your heat turned off, you’ll be okay with those.
Good luck!
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