Credit Reports Fico Score
2010
Is a Fico Credit score of 640?will I get high interest rates when applying for loans and creditcards?
Honey just got her Credit report and her fico credit score is of 640 and we would like to know Is a Fico Credit score of 640?will I get high interest rates when applying for loans and creditcards?
Thanks a Bunch
A FICO score of 640 is a little less than average. You will probably get approved for a loan, however your interest rate will be higher than those with a higher interest rate. By the way, if you are trying to apply for mortgage, it may get disapproved, they have been tough lately.Lately, people have been needing 680 credit scores for a home mortgage.
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