Credit Reports Law
2010
dealership wont give me a copy of my credit report they said its against the law!?
I went to two different dealerships toyota from visalia and micheals from fresno they both gave me the round around about my credit so i asked them if i can get a copy they said no because it is against the law to give out the credit report to the client is this true then micheals says my credit score is 615 and i went to toyot from visalia and the sales guy said it was 588 what do i do in this case.
Auto finance is what I do for a living and it is indeed against the law for a dealer to give out a copy of a credit report.
If they submitted you to a lender and you were declined your entitled to a free copy of your report from whichever bureau the lender based their decision on.
You can get free copies from www.annualcreditreport.com but they will not include your scores unless you pay the extra charge.
Free annual credit report law
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