Credit Reports Letters

Sep 25
2010

credit reports letters
How long can a bank keep a misdemeanor in a credit report?

In 1997 I met with financial difficulties and a loan the balance of a mobile home that once belonged. I missed the need for this year but is still on my credit file. I wrote letters to agencies banking and credit, which is always on my credit file. It's only bad credit / crime I've had. I would appreciate any suggestions.

missed you do not have the books of banks, you can always use and to continue to report. depends on the bank, but it is so long that most creditors do not even see it. the only problem is that if you've never had any effect on your credit score, most lenders only ask for a letter explaining what happened, even if perceived. The creditors usually see the last 3 years of payment history, then examine public records (bankruptcy) over the past 10 years.


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