Dispute Credit Report Example Letter
2010
Should I dispute this charge-off from my credit report?
I paid a charge-off in full over 2 years ago. I called the credit card company to ask for a letter stating that the balance was paid. They told me to call the collection agency. When I FINALLY got through to the collection agency, they told me that they had my basic info and showed that the account was paid, but not my specific account information, for example, the amount that was paid. She told me that she could not send me a letter either because the account was too old. I have given these people all of my money and they don’t have a clue of how much I’ve paid. So, should I attempt to dispute this? Thanks!!
Just because the account is paid that does not remove it from your credit score, only shows it as paid. Since you did not get a pay to delete contract in writing it will remain on there for 7 years
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