Dispute Credit Report Texas

Sep 25
2010

dispute credit report texas
Collections on Bureau?

In 2003 T Mobile reported $26 collection to my bureau for non payment. The account was actually closed about 6 months prior because I had to pay the remaining balance to close the account. I disputed it with the 3 bureaus and it was removed but not before the account was sold to an agency. I’m not sure how many collection agencies have had this file but Anderson Financial Network, without any calls or letters to me, reported this on my credit report!! It was just reported in April and according to the file they received the account in January. I though this was over with, now six years later here we go again. I’m in Texas if that matters, is there anything I can do?

Dispute the collection agency account with the credit bureaus. If the account comes back as verified then write a letter directly to the collection agency and state that you dispute the account.

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