Disputing Credit Report Inquiries
2010
How do I establish and build my credit?
I am a young adult who wants to start getting a good credit history. I just checked my report and I have one negative thing and I have like 4 or 5 inquiries. I disputed my negative thing for one of the indicated reasons. How can I start getting credit? Where can I apply, when I have no credit? I have 3 savings accounts and 1 checking account, but that doesn’t even show up on my file. I have tried getting credit, but I am denied because I do not have a significant history. What can I do to build my credit up? Where can I start? please help!
Go to your bank and get a secured credit card. Then go and make some purchases and pay them off over at least 6-months. Do this 3-times and you should be able to get a regular credit card.
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