Equifax Credit Report Dispute
2010
How do I remove a dispute I myself lodged on my credit report? Can the bureau I filed through remove it?
The credit report shows that I filed the dispute both through Experian and Equifax (I don’t know why as it was only Experian) but I am trying close on a home loan and this dispute is now considered an “underwriting exception.”
I need to get this removed as soon as humanly possible.
ANY help is welcome.
This does not make sense. A dispute you filed with a credit bureau wouldn’t continue to show on your credit report and definitely would have no bearing on your loan approval. Now the derogatory item you are disputing could be a problem if it remains.
You also must send a dispute to each credit bureau. They don’t share info. It can take up to 45 days to get a response to a dispute. If the creditor verifies the item to the credit bureau, it will stay on your credit report.
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