Equifax Credit Report Fraud
2010
Identity theft advice?
Hello all,
I’ve just recieved application refusals for bank accounts I have NOT applied for. Obviously, this looks like identity theft/fraud.
I’d like to protect myself, but am very confused about what to do. It seems that there are 3 credit report agencies: Experian, Equifax and Call Credit. Do you think I would have to rgister with them all? It seems to be a vey expensive way to protect myself (and what if loads more pop up…..would I have to pay them all monthly fees as well?!).
I have no experiance of this whole area, so any advice would be hugely appreciated.
Thanks in advance.
It’s actually not hard or expensive. You request a “freeze” which is nothing more than a lock on credit reports that you control. If you file a police report or FTC complaint of ID theft based on your bank incident, you won’t even have to pay for the freezes; it’ll be totally free!
Once your credit reports are locked, people won’t be able to apply for stuff in your name anymore and you’ll basically be immune to credit-based ID theft. See the links I attached for more details.
How to Survive If Your Identity Has Been Stolen
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