Equifax Credit Report Lock
2010
Would a Credit Score of 700 Qualify me for a Loan for Countrywide at a lock in rate for 4.500%?
I have a credit score of 700 and I have some late payments which they reported wrong and I paid it on time and also they reported that I had a tax lien on 8/2001 which they reported it wrong again because I paid my taxes on time.
My question is that even though they reported I had late payments and a tax lien and still get a median credit score of 700, how will lenders view me, will they qualify me by my median credit score or by the scores of all 3 bureaus. The scores for all 3 bureaus is:
Equifax: 663
Experian: 733
TransUnion: 703
I want to know truthfully based on how Countrywide usually qualify people for a loan.
that is the worst place to deal with countrywide my mom and dad used them for their mortgage and once they went to sell their house everything was paid and i mean everything countrywide said there were things that have not been paid and it ruined my dads creidt not a lot but droped it down a few points and we had the statements saying that it was paid and they took forever to clear it off their creidt history id look somewhere else we use CitiFinical and they are really really good !
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