Equifax Free Credit Report Request

Sep 25
2010

Equifax cannot locate my credit report?

This is somewhat an odd situation. I have had a 2 year credit history with all three credit bureaus prior to this problem. It seems that all of my credit cards have suddenly stopped updating on my equifax credit report. When I try to apply for a new credit card, I get denied because I have “no equifax credit file”
I requested a free credit report with equifax and even they can’t locate me!
It’s as if my equifax credit file just disappeared. But I have previous copies of credit reports from equifax so it obviously did exist. What can I do and what seems to be the problem?

Fyi: experian and transunion is working fine. My credit report is updated and my score is good. But all accounts have not updated since 2007 on my equifax credit report

I’m not surprised. Equifax is by far the most incompetent of the three U.S. credit bureaus. Send them a copy of your previous Equifax report and ask for an explanation. Also file a complaint with the FTC and your state AG’s office or equivalent consumer protection agency.


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