Experian Credit Report Application

Sep 25
2010

Please help me with this credit report question?

I applied for acredit card and they denied me, 7 days later I received a letter that said
Your application was not approved because THE APPLICANT IS DECEASED.

That decision was made by TRANS UNION, BUT in Equifax I’m alive as well as in Experian.
What’s going on?
What can I do?
Also, in Experian, I have social security numbers that are not mine and accounts I didn’t open, the only credit bureau that has eveything correct is EQUIFAX.

In Equifax—————-I have new credit
Experian——————Serious delinquency
Trans Union————– I am death

Dispute the errors with the credit bureau. It sounds like your credit file has been merged with someone else.

Is your actual social security number showing on that Experian account? Or is it your name with a completely different social security number? It could be that’s not even your credit report. But someone with a similar name who is dead.

Get copies of your credit reports from all three credit bureaus, if you haven’t already.


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