Experian Credit Report Company

Sep 25
2010

experian credit report company
how come my credit report is different when a mortgage company runs it?

ok I monitor my credit through creditexpert.com which is part of experian. I went through 2 different morgage lender but when they print out my credit report, some of them is not showing on another, and some of them doesn’t show on my report on creditexpert.com?

different lenders or companies use different models.
there’s a new model coming out every year.

like the new fico model coming out in september that will not allow authorized users for scoring.

the point is this…..Windows came out with a new program called Vista. Most of us are still using Windows XP even though the new model came out.

It’s up to company to use the new model or not. If they continue to use the older models….then you’ll always have different scores. Also..some lenders dont use FICO

Experian Net 30 Company


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