Experian Credit Report Dispute Address

Sep 25
2010

How to dispute credit?

I had credit pulled by a mortgage company and noticed errors. I want to dispute but I don;t want a credit report from the companies (I mean, I already have one, why the overkill) do I HAVE to have one by them to dispute online?

If I want to dispute by mail, do I have to use the form from Transunion since I do not have a credit report by them. Also, what is the mailing address for Experian?

You can write a blanket letter with your disputes. Include your name, soc. sec. #, date of birth, sign the letter and put the account numbers you are disputing and why.

The credit bureaus will investigate and send you a letter back about the status of their investigation. They will not remove accurate information even if you don’t agree with it. Your real beef is with the original creditor, not the credit bureaus. You should be contacting the original creditors as well as the credit bureaus.


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