Experian Credit Report Online Dispute
2010
Question about Chexsystems credit report for debit cards?
These credit report are for debit cards. I tried to open an account at a credit union and they turned me down I apparently owed $300 to Wells Fargo but I have not had an account ever with them and I just turned 18 so there is no way that I could have had an account with them under my name alone. How long do the credit reports from Chexsystems usually take to get to your house after you submit the application? There isn’t any way to see whats on the report online. My credit reports from equifax, transunion, and experian do not have it on them so I can’t dispute it with them right away.
Chexsystems will not appear on your credit report — but if your account was sent to an collections agency then it may appear on your report….I say may because I was supposedly reported to Chexsystems by WaMu AND I was sent to collections but the collection agency never appeared on my report nor was I reported to Chexsystems…so there is slim chance you may slip thru the system cracks!!
You ordered a Chexsystems report so expect that in 7-10 business days…so basically 2 weeks, and no sorry to say there isn’t a way to see the report online for Chexsystems…
You say the account is not yours??? If so, you can dispute the information contained in the report…on the last page they’ll supply you with telephone numbers for people who feel the info is incorrect, fraud, etc — call the number(s) and they’ll be able to get a dispute started for you!!
I have personally been thru this situation and at 18 I found at that at 13 I had 3 checking accounts — so I feel your pain and frustration….
I hope I’ve helped
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