Experian Credit Report Watch
2010
How is the free on-line credit report at Experian supposed to work?
I accessed Experian through www.annualcreditreport.com, which is supposed to be the only authorized site to go through, filled out Experian’s on-line application and on the final screen there was only a graphic with the text “One Time Offer – only Equifax offers your FICO score at the lowest price available… View your FICO credit score once with your credit disclosure request for just $7.95 (with a button saying “See my score once”) / Get two in depth FICO score reports and stay updated on important changes to your score with Score Watch for just $7.95 per month. (a button saying “Keep my updated on my score”)
There was no indication of where to click to see the free credit score and no choice offered to have it mailed out.
Is that normal? What happened here?
Thanks!
Laura
Annualcreditreport.com only supplies a credit report for free, you have to pay for a score. This is the government site that guarantees you a free credit report from each of the three bureaus (Experian, Transunion and Equifax) once a year. That’s why you’re getting offers from Equifax — this website is not exclusive to Experian (maybe you’re thinking of freecreditreport.com, which is Experian’s credit website).
If you want to get a free credit score, there ARE sites to go to for that. For instance, you can get a free credit report AND score every six months from Quizzle.com.You won’t be signed up for some service you may not want and you won’t receive a bunch of spam in your inbox. The credit report is supplied by Experian and is a full report.
Comment