Experian Credit Reporting Bureau Addresses
2010
Why is one of my credit reports totally blank?
Ok, so I have 12 different accounts, all of which are reported and updated regularly by Experian and Transunion. However, my Equifax report is completely blank – 0 accounts, no address, nothing. I sent a letter to Equifax and they said that they didn’t maintain my file and I had to resolve it with ‘CSC Credit Services’. I sent all the info to CSC around Feb 1 and am still waiting for a response. How could one of the bureaus not report ANY of my information, while the other two do? I’ve been denied credit before by creditors that pulled my Equifax report, and now I know why and am quite livid about it. Anybody else have an issue like this? Thank you.
P.S., many of the accounts are major credit cards (Citi, Discover, Wells Fargo, AMEX) plus federal student loans, so I’m really surprised that not one of these companies would report to Equifax.
Yes, I have this same problem. Only two of them report my mortgage payments, so it makes my score lower with Equifax. Ticks me off too.
But, companies who report to credit agencies, DO NOT have to report to all 3. It costs them money to report.
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