Fair Credit Report Act Laws
2010
Do Most People don’t know to NEVER speak to a Collection Agency?
If you have been sent a letter from a collection agency NEVER speak to these bottom feeders. ALWAYS keep everything in writing. When they contact you by phone tell them to contact in writing then hang up. When they contact you in writing, then stand up for your rights…and WE have rights under the law that these scum bags don’t want you to know about. The FCRA Fair Credit Report Act is to protect us from these wolves. Learn how to fight these scums by going to whchat.com or creditboards.com. You need to know the law because collection agencies are looking out for themselves not YOU. They are liars and they will tell you anything to get money from you. Know the SOL in your State…on most credit card debt it’s 4 years…that means your State protects you from being sued. Also you can sue Collection companies…it happens everyday.
Did you know this?
Bottom line is you don’t have to talk to them, ever. There’s this little thing called a “cease and desist” letter, which means don’t contact me ever, by any means.
Dave Ramsey – Credit Card/Debt Collectors are SCUM
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Fair Credit Reporting (7th ed. 2010) $160.00 Detailed Analysis Fair Credit Reporting is the definitive resource for handling any type of credit reporting issue, from cleaning up blemished credit records to suing reporting agencies and creditors for inaccurate reports. Covers the Fair Credit Reporting Act, the new FACTA changes, identity theft, creditor liability for failing to properly reinvestigate disputed information, credit scoring, priv… |
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Giving notification where it’s due. (amendments to Fair Credit Reporting Act)(includes related article on timeliness of records): An article from: Security Management $5.95 This digital document is an article from Security Management, published by American Society for Industrial Security on March 1, 1998. The length of the article is 1678 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.From… |
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Regulating the credit reporters.: An article from: State Legislatures $5.95 This digital document is an article from State Legislatures, published by National Conference of State Legislatures on April 1, 1993. The length of the article is 2505 words. The page length shown above is based on a typical 300-word page. The article is delivered in HTML format and is available in your Amazon.com Digital Locker immediately after purchase. You can view it with any web browser.From… |
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