Fair Credit Reporting Act

Sep 25
2010

fair credit reporting act
what is the fair crediting reporting act FCRA on background reports when employing for a job and.. more?

are these REPORTS PERMANENT or do they go away after seven years? has anyone cleared up inaccurate reports before? what are you experiences?? do you know of any websites aisde from ftc.gov/credit that could give me more information on this?

The reports themselves do not go away. Individual items on the reports do go away. Except for bankrupticies and unpaid tax liens, bad things stay for 7 years and then go away. Bankruptcies stay for 10 years and then go away. The length of time for which unpaid tax liens lasts varies by state. Good things can last forever, but usually last 10 years.

Demolition Derby at The Buck! | Audio Credit to WMG (Warner Music Group)

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Fair Credit Reporting ACT NEW by John S. Rhodes


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Compilation of State and Federal Privacy Laws, 2012 Consolidated Edition


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Descriptions and legal citations for more than 800 state and federal laws protecting personal information or limiting surveillance of individuals, grouped by categories and states. Includes financial, credit, medical, school, government, insurance, employment, and arrest records, plus wiretapping, Social Security numbers, tracking technologies and telephone services. Canadian federal and provincia…

Reputation under Regulation: The Fair Credit Reporting Act at 40 and Lessons for the Internet Privacy Debate (Policy Analysis no. 690)


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More than 40 years ago, Sen. William Proxmire (D-WI) guided the Fair Credit Reporting Act (FCRA) through Congress, seeking to improve the operations of the credit reporting industry. The complexities and tensions in a reputation system like credit reporting are formidable, however, and the FCRA has not satisfied consumer group demands for accurate, responsive, fair, and confidential credit reporti…


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