Fcra Credit Reports For Employment
2010
What exactly is checked on a FCRA background check?
The potential employer called it a ‘consumer report or investigative consumer report’ in the instructions but it had the FCRA disclosure.
I signed permission to do a background check pre-employment. It is the FCRA background check. I have shady credit only because I had bankruptcy 3 years ago. I was told that cannot be a reason to not be hired.
What else may be checked? I have no criminal background but was fired from a job 16 years ago for illness/missed work.
My last employer said she has not heard from anyone yet and the application/FCRA background check permission was filled out online on 7/31.
I ran a credit check yesterday and there was no inquiry on it.
I called recruiting Friday and they said that they couldn’t tell me anything but that my application was there and active.
The most common thing that a FCRA disclosure form is used for is to authorize a criminal background check, not a credit check. Most jobs do not require credit checks and your good or bad credit history (including declaring bankruptcy) normally would not be relevant to hiring you. The type of background check that requires a FCRA release will not show your employment history.
For the new employer to find out the reason you were terminated 16 years ago, they will either need to ask you or contact your previous company or manager. It is unlikely that they will get the reason for termination in this way. It is more likely that they will get the dates you worked there and your title. To check your employment history in this way does not require a FCRA disclosure form.
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