Fix Credit Report Inaccuracies
2010
how can I clear my credit history?
my fico score is a whopping 467. I don’t have much debt… less than $8500 and only 12 accounts. 6 good accounts, 5 bad accounts and one inaccuracy that isn’t my debt. Anyway, my bad accounts weren’t willing to work with me when I got laid off of my job so I had to let them go deliquent and they burned me bad with penalties and negative comments on my credit report. I just want my whole history cleared. I’m in a situation now where I really need decent credit and I’m sure a lot of people can relate so if anyone knows how I can go about doing this then let me know. I know time will fix your credit report but I don’t have that long to wait. Some of my creditors aren’t going to clear my accounts until 2013! help? anyone?
feel free to email me if you know some backdoor suggestions that you dont want to advertise online.
A credit bureau will not remove accurate negative information from your credit report before the legal time period has expired. Therefore, do not believe anyone who claims they can get negative information removed from your credit report faster than is legally required.
There are no “loopholes” or laws that credit repair companies can use to get correct information off your credit report.
No credit repair company can do anything you can’t do for yourself. It is impossible for a third party to make changes in your file if the facts have been correctly reported. There are individuals and companies that claim they can fix a bad credit file. This is not the case. If a file includes accurate, yet negative information about your credit history, this information cannot be changed. Information will only be changed when your file contains an inaccuracy.
The only way to rectify a poor credit rating is to adopt sound credit practices for a period of time.
Credit Repair Success Story – Mike Suarez
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