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Legal age in SC to enter into a contract?

My husband and I are trying to buy a house. He bought a car in 2004 and found something bad on his credit from when he was 16. It wasn’t his but obviously someone had opened up an account in his name. It was taken care of and removed. Now we are trying to buy a house this fall and have gotten our free credit report. There is ANOTHER account that has just shown up stating November 2005 as its origination date; however after disputing they returned it back to his credit and sent a letter saying the actual origination date for the account was June of 2001. My husband was 17 then so it happened right after the first identity theft. They refuse to remove it from his account. Is it not 18 that someone can legally enter into a contract? Its not his to begin with but also the fact he was a minor at the time should help settle this dispute should it not? Any help in this would be greatly appreciated.

you have to be 18 or better to legally enter into a contract.

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