Free Credit Report Karma

Sep 25
2010

How far is Credit Karmas score off from FICO ?

Ive been tracking my CK score for months and its 762 currently. Been as high as 771 and as low as 739 when I had a credit card maxed out with a 0% deal.

Anyway, since the real FICO score isnt as free and easy to get I havent bothered.

The free credit reports dont give scores unless you pay, something I refuse to do.

And I wont do the pay and then you must cancel because its shady.

Thanks

The last time I pulled my TU FICO, I also pulled CK.
I noticed that CK was about 65 points lower than the FICO.
Others have reported that CK is close or is up to about 100 points off of FICO.

Be careful with CK, a couple of months ago there has been reports from people who pulled CK and noticed CK did hard inquiries on their credit reports.
It was a glitch and those inq’s were removed, but it’s still happening to some people. If you notice a hard then you should contact CK and ask them to remove it.

You might go to myFICO and use the score estimator they have. It will still be a fako though.

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