Free Credit Report Transunion Experian

Sep 25
2010

Is there a huge difference between a FICO credit score and the score given by the 3 credit bureaus?

I’ve already gotten my free credit reports from annualcreditreport.com but now I’m looking to monitor my credit score periodically from all three bureaus. I know that FICO is probably the biggest credit score service is their number that much different than what I’d get from the credit score source that Equifax, Experian and TransUnion use?

I just don’t want to pay so much more for nothing. If FICO says my Experian credit score is 700 and I go to Experian.com and their service says my score is 692, I don’t see the difference.

Thanks.

davidb196 is correct.

I look at credit every day and sometimes see point spreads of 100-points between the three bureaus.

This is because all lenders do not report to all three and some do not report at all.

There is no reason to check all three credit bureau scores and FICO. It’s a waste of your money.

Free Credit Report Annually


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