Free Credit Reports Transunion Three

Sep 25
2010

Free site that gives all 3 credit reports?

I remember a site from Economics class that gave you all three scores from TransUnion, Experion, and one other company.(the top 3 credit companies).
I’ve been seeing a lot about TrueCredit and Annualcreditreport.com. But I don’t think either of those was the one I heard about.

Any idea? Or are TrueCredit and AnnualCredit good sites to use?
Thanks!
Cool. I was looking for the government one.
Do you know if any of the other sites are safe? You hear so much about identity theft, I don’t want to end up using a bad site.

AnnualCreditReport.com is the site mandated by the FTC to allow online access to your free credit report from each of the three credit bureaus. This is the only site that does not require you to sign up for monitoring services. The reports are free, the scores are not.

When you get your Equifax report, you can get your FICO score for $8. You can also get FICO scores for Equifax and TransUnion at MyFico.com. Consumers can no longer get FICO scores for Experian. The TransUnion and Experian sites give Vantage scores (different scale). Third party monitoring sites use Fakko scores. Don’t waste money on anything other than FICO. That’s what creditors use.

CreditKarma.com offers a free score estimator based on your TransUnion report. It’s not FICO but it’s kinda like FICO, give or take 50 points or so. Close enough if you are just curious about your score.


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