Free Credit Reports Year
2010

Where do I go to get the once a year truly free credit report?
I just want to get my yearly credit report, I don’t want to sign up for a service.
I would advise you contact the three major credit bureaus directly to request for a copy of your credit report and score. You are allowed to do so yearly and it will not lower your score. You will be charged a small amount, though. Here is the main address and telephone number for each of the three major credit bureaus:
Equifax
P. O Box 740241
Atlanta, GA 30374
Tel: 1-800-685-1111
Experian
P. O. Box 2002
Allen, TX 75013
Tel: 1-888-397-3742
TransUnion
P. O. Box 1000
Chester, PA 19022
1-800-888-4213
Please don’t be deceived: there’s no website that will give you “free credit report and score” yearly without asking you to pay. Many of the adverts you see on the TV or the Internet, etc., saying it’s “free,” are nothing but invitations to treat.
Meanwhile, you can be rest assured that the above Credit Bureaus would provide you with your actual report and score if contacted.
Best wishes and happy New Year!
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