Getting Yearly Free Credit Reports
2010
how do i get a free copy of my credit report( the yearly free one) thru the internet?
i know theres a site but i forgot the address. PLease help!
There are a lot of sites out there offering ‘free’ credit reports, but they require “30 day free trials,” which can lead to an $80 charge if you forget to cancel in time!
So, where can you find a free, government approved credit report that won’t rip you off?
Short answer: http://www.annualcreditreport.com
Long answer from the FTC website:
“Q: How do I order my free report?
A: The three nationwide consumer reporting companies have set up a central website, a toll-free telephone number, and a mailing address through which you can order your free annual report.
To order, visit annualcreditreport.com, call 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. The form is on the back of this brochure; or you can print it from ftc.gov/credit. Do not contact the three nationwide consumer reporting companies individually. They are providing free annual credit reports only through annualcreditreport.com, 1-877-322-8228, and Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.
You may order your reports from each of the three nationwide consumer reporting companies at the same time, or you can order your report from each of the companies one at a time. The law allows you to order one free copy of your report from each of the nationwide consumer reporting companies every 12 months.”
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