Help My Credit Report Now

Sep 25
2010

help my credit report now
Federal Tax Lien issue on credit report?

Last year the IRS filed a $1,0000.00 tax lien against me and reported it on my credit. I finally got them paid off a few months ago and they have released the lien. On my credit, it now shows as a relased tax lien.

I have heard that sometimes, if you dispute some negative information on your credit report, a lot of times the reporting agency/company does not respond and it gets removed from your credit bureau file.

My question is: What would happen if I disputed the tax lien on my credit report. Considering the IRS has been paid and they have released the lien, what would they do?

Is there any hope of success in having it removed from my credit files, also would I be breaking any laws?

Please help!

One other thing, this released tax lien is the only negative mark on my credit.

No, the IRS Tax Lien will not drop off your credit report until seven years pass, and you may have to notify the credit bureaus after that elapsed time to stop reporting it. Tax liens, are not as damaging as other credit issues, but coupled with other bad credit they look worse. These type of liens are on public record and will actually never be removed from the court records, they just won’t be reported after seven full years. After about six months from when you paid it, your credit scores will hardly be effected at all. I have had several and that is all I ever have that was negative and my scores are close to 800. Don’t worry, just make sure you keep everything else up to date, and paid timely.

Repair My Credit Now


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