Major Credit Reporting Agencies Addresses

Sep 25
2010

major credit reporting agencies addresses
If you notify company of address change and they lose it, are you still responsible for bill if nver received?

Paid once a yr bill (timeshare maintenance) for 20 yrs. Moved and sent in change of address on last bill. They lost it, and sent bill to old address. It was never forwarded. I completly forgot about it since it was a once a yr bill until I got a call from collections agency. Explained the situation and said I’m not trying to get out of paying my maintenance bill but I will not pay a collections agency fee, since it should never had been given to a collection agency. They’re logic is that it is my responsibility to pay whether or not I get a bill. Is that true?
Also, are they allowed to charge interst and report it to the 3 major credit report agencies while I’m still discussing it with them?

Pay the agency you owe the money to then they hopefully call of the collection agency. It is your fault you forgot to pay the bill! I would suggest scheduling it on your automatic bill pay through your on-line checking so a check is automatically issued to them once a year! This will avoid something like this happening again!

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